SOLUTIONS

Regular payments, without the monthly chase.

Dues, fees, rent or retainers. Roamerwave sends each payment request, follows up, and shows your team who has paid and what needs attention.

Join the waitlist Find your business

NorthlineOctober

99 of 120members paid this cycle

In progress: 18
Need your team: 3

BY HOW YOU COLLECT

Find the routine that looks like yours.

These are common examples, not a limit. Each one follows the same routine: what becomes due, what happens if it is unpaid, and what your team sees.

A front-desk manager working on a laptop at a gym reception while a member walks toward the gym floor.

Memberships & dues

Know who has paid before they reach the front desk.

Each member gets a payment request when their dues fall due, and a reminder if it is missed. Your team sees who has paid this cycle and has the history to answer questions.

What becomes due: Dues for each member, each cycle
If it is unpaid: A reminder goes out. Unclear results pause follow-up while they are checked
What you see: Who has paid this cycle and who is still due

Common for: Gyms, clubs, co-working spaces and associationsSee how it works

A shop owner writing in a ledger at his desk in a solar and appliance showroom while a customer looks at products.

Instalments & fees

Know which instalments are paid and which are due.

Set the payment plan once. Each instalment sends its own request and a respectful reminder, and customers pay through the mobile-money wallets available to your business.

What becomes due: Each instalment of a fee or payment plan
If it is unpaid: A respectful reminder, then follow-up only where it is needed
What you see: Paid and due instalments together

Common for: Schools and training providers, equipment and appliance sellersSee how it works

A property manager reviewing a tenant list on a clipboard in an office overlooking an apartment courtyard.

Rent & service charges

Rent day without the follow-up calls.

Tenants receive a payment request when rent or a service charge falls due, with reminders if it is late. You see each tenant’s payment and what is still outstanding in one place.

What becomes due: Rent and service charges on their due date
If it is unpaid: Reminders if it is late, stopped once payment is confirmed
What you see: What has been collected and what is outstanding

Common for: Landlords, property managers and managed estatesSee how it works

Two colleagues reviewing a printed schedule together at a table in a small professional services office.

Retainers & recurring services

Get paid for ongoing work without chasing each invoice.

Regular client charges go out on schedule with reminders, so nobody on your team follows up by hand each month. See which clients have paid and which need a call.

What becomes due: The regular charge for each client
If it is unpaid: Scheduled reminders, so no one follows up by hand
What you see: Which clients have paid and which need a call

Common for: Agencies, accounting practices, security, cleaning and maintenance firmsSee how it works

A software team member typing on a laptop at a desk in a bright office while a colleague takes a call by the window.

Subscriptions & digital services

Keep access and payment in step.

Each billing cycle sends its own payment request and reminder. Your product receives confirmed payment updates, so access follows what has actually been paid.

What becomes due: Each billing cycle of a plan
If it is unpaid: A reminder for that cycle. Your product gets the confirmed result
What you see: Plan, bills and payment outcome in one record

Common for: Software, connectivity, content and other digital servicesSee how it works

IS IT A FIT?

Where Roamerwave fits best.

Your customers pay you on a regular schedule.
They pay, or would prefer to pay, by mobile money.
Collecting today means chasing, checking or updating records by hand.
A payment method can be enabled for your business. We confirm this with you.

Already run on business software?

Keep it. Your system stays in charge of members, tenants, students or clients. Roamerwave runs the payment routine around it.

Mostly take cards or bank payments today?

You do not need mobile money set up already. Tell us where your customers are and we will confirm the options available to your business.

PLATFORMS

Building software for these businesses?

Bring billing and payment updates into your product. Each business sees its own payments and next steps, with its records kept separate.

Developer overview

Your softwareThe businesses you serve and their customers
RoamerwavePayment requests, reminders and records
Each businessIts own payments and next steps, kept separate

BOTH SIDES OF A PAYMENT

Easier for your customers. Clearer for your team.

Your customer gets a clear request to pay. Your team gets a clear result, without checking by hand.

YOUR CUSTOMERA clear request on their phone, paid from their own mobile-money wallet.

YOUR TEAMThe result on the right record, with follow-up stopped the moment it is paid.

HOW THE MONEY MOVES

Roamerwave runs the routine. Your provider handles the funds.

Licensed payment providers process and settle your customers’ payments under your approved relationship. Roamerwave manages the requests, reminders and records around them.

Explore our safeguards

Your customer stays in control.
Payment approval follows the wallet and provider requirements for the payment method your business uses.
Your provider handles the funds.
Customer funds pass through your payment provider to your business. Roamerwave does not hold the money.
No wallet PIN, ever.
Roamerwave never asks for or collects a customer’s wallet PIN.

BEFORE WE TALK

Questions businesses ask first.

Talk to our team

My kind of business isn’t listed. Can Roamerwave still fit?

These are common examples, not a limit. If your customers pay you on a regular schedule, tell us how you bill and collect today and we will show you how the routine would run.

Which wallets can our customers pay with?

Customers can use the wallets enabled for your business by your payment provider. Tell us where your customers are and we’ll confirm the available options.

Does Roamerwave hold our money?

No. Licensed payment providers process and settle customer funds under your approved relationship. Payment confirmation is not settlement; your workspace keeps those states separate.

What happens when a payment has no clear result?

You see that the result is still unknown. Follow-up pauses while the payment is checked, so your team is not asking a customer to pay again while the outcome is unclear.

GUIDES

Guides for your kind of business.

How memberships, instalments, rent, retainers and subscriptions are collected by mobile money.

Memberships · 5 min read

M-PESA Gym Membership Payments: How to Manage Monthly Renewals Without Spreadsheet Chasing

A practical guide for Kenyan gyms using M-PESA for monthly membership payments, including renewals, joining fees, freezes, front-desk payments, access and reconciliation.

Read guide

Subscriptions · 5 min read

SaaS Subscription Payments With M-PESA in Kenya: A Guide for Product Teams

Learn how SaaS teams can support M-PESA subscription payments in Kenya without forcing mobile money into a card-on-file billing model.

Read guide

Operations · 3 min read

School Fee Installments in Kenya: A Better Way to Track Payments

Manage Kenyan school fee installments using student references, term-based invoices, partial payments and reliable M-PESA matching.

Read guide

Operations · 3 min read

Recurring Rent Collection: More Than a Monthly Payment Reminder

Track monthly rent, deposits, service charges and partial M-PESA payments in clear tenant and property-manager ledgers.

Read guide

Operations · 3 min read

Monthly Retainers by M-PESA: A Cleaner B2B Workflow

Handle monthly B2B retainers paid through M-PESA with client references, payment matching, statements and Kenya eTIMS obligations.

Read guide

Browse all guides

EARLY ACCESS

Tell us how you collect.

Tell us what becomes due, how your customers pay today and where the process breaks. Or join the waitlist for launch updates.

Join the waitlist Talk to our team

SOLUTIONS

Regular payments, without the monthly chase.

Dues, fees, rent or retainers. Roamerwave sends each payment request, follows up, and shows your team who has paid and what needs attention.

Join the waitlist Find your business

NorthlineOctober

99 of 120members paid this cycle

In progress: 18
Need your team: 3

BY HOW YOU COLLECT

Find the routine that looks like yours.

These are common examples, not a limit. Each one follows the same routine: what becomes due, what happens if it is unpaid, and what your team sees.

Memberships & dues

Know who has paid before they reach the front desk.

Each member gets a payment request when their dues fall due, and a reminder if it is missed. Your team sees who has paid this cycle and has the history to answer questions.

What becomes due: Dues for each member, each cycle
If it is unpaid: A reminder goes out. Unclear results pause follow-up while they are checked
What you see: Who has paid this cycle and who is still due

Common for: Gyms, clubs, co-working spaces and associationsSee how it works

Instalments & fees

Know which instalments are paid and which are due.

Set the payment plan once. Each instalment sends its own request and a respectful reminder, and customers pay through the mobile-money wallets available to your business.

What becomes due: Each instalment of a fee or payment plan
If it is unpaid: A respectful reminder, then follow-up only where it is needed
What you see: Paid and due instalments together

Common for: Schools and training providers, equipment and appliance sellersSee how it works

Rent & service charges